The personal inventory software that enables you to document and access your most sensitive and important information for future use.
Javont Vault Will Secure Your Personal Information
February 1, 2011
Redondo Beach, California – Baby Boomers need to get organized.
As a generation, it has been reported that Baby Boomers tend to avoid long term
planning. Organizing personal and financial data may not be at the top of everyone’s
to-do list, but it should be.
“Documenting and securely storing personal and financial information for future use creates a feeling of security. It helps you sleep better at night knowing that your family has access to all of the critical information it needs”, says Johanna Nagel-Kim the CEO of Javont.
Javont has just released Javont Vault, a personal inventory software application, which was created to ensure that a detailed, thorough, easy-to-use product was available to help people document and access their most sensitive and important information.
“Many people have file cabinets overflowing with paperwork and computers filled with data. However, paper records can be misplaced or lost, and tracking spreadsheets and documents can be incomplete. Further, as technology encompasses our life, some people may only receive electronic statements for bank accounts, bills, and other assets and debts, which can contribute to losing track of important information. The Javont Vault easily captures all necessary personal information, and provides a powerful and unique way to store the data securely”, states Nagel-Kim.
Javont was founded by a Redondo Beach, California-based team of former financial services and information technology consultants. The Javont Vault concept was born after circumstances demanded that an inventory of all personal information was captured for a founder’s family member who was unwell. Nagel-Kim adds, “We hope that the security we feel in having documented personal inventories will be shared by others who use and value the product.”
More information on Javont and the Javont Vault product is available at www.javont.com.
Avoiding Estate Planning? You Are Not Alone
March 10, 2011
Estate planning can feel like a looming task. While feelings of comfort and security can be gained from completing estate planning, it’s not exactly a ‘feel good’ task.
If you are putting off estate planning, you aren’t alone. According to a 2008 study performed by www.findlaw.com, an online legal website owned by Thomson Reuters, only 40% of Americans currently have a will. Without a will, decisions from allocating the distributions of your assets to selecting a guardian of minor children will be outside of your control. Instead, State law will govern these decisions, which may be in conflict with your preferences.
There are four main reasons typically cited to explain why people choose to postpone estate planning.
“Estate planning is overwhelming”
Estate planning is a detailed process. Since it is legally binding and attorneys are involved, estate planning takes time and money and has a number of complex decisions to be made. Also, many people have file cabinets bursting with paperwork, which must be organized in order to gather the necessary materials to create wills and trusts. All of the activities involved with preparing for estate planning, selecting an attorney/estate planner, and getting the work done can feel overwhelming.
“Estate planning takes too much time”
Estate planning generally takes a few weeks to complete. Gathering information, meeting with an estate planner, making decisions, reviewing decisions, and finalizing paperwork can feel cumbersome. Instead of spending time documenting your wishes for your loved ones, which is certainly of long term significance, people will often focus on the minutia of life and work.
“This isn’t the right time in my life for estate planning”
There are times in a person’s life when they are typically more interested in estate planning, for example when children are born, when a loved one passes away, and if someone is suffering from a serious illness. Unfortunately, this means that people are waiting for stressful times in their life to undertake estate planning. Since estate planning itself is usually perceived as a somewhat unpleasant and stressful activity, it often does not make it up the priority “to do list”.
“Estate planning can be confusing”
Some people avoid estate planning because it raises challenging questions to which there are no clear answers. For example, a couple with young children may not know who to select as a guardian for their children should something happen to them. The fear of making the wrong choice can keep people from making any decisions at all.
Estate planning is a very important task that most people should undertake. It is recommended to perform estate planning in a stress-free time, when you have the time to think through the issues and make sound decisions. While there are risks to delaying estate planning, it’s important not to feel rushed and pressured.
Creating your personal inventory
Creating a personal inventory for yourself and your family is a less time consuming activity than estate planning yet is an activity that is equally important. It can also help you to get organized in preparation for estate planning. Creating a personal inventory is done by documenting critical personal information for yourself and your family.
Javont Vault is a personal inventory software that helps you to document and access your most sensitive and important personal information for future use. Javont Vault offers a complete itemization of your personal data, including banking, investments, retirement, insurance, physical property, household bills, memberships, personal documents, key contacts and passwords.
Javont Vault can give you piece-of-mind and security, knowing that your most important information is fully documented for the future. More information on the Javont Vault product and how to create your personal inventory is available at www.javont.com
A Personal Inventory? What is it, and Why Do I Need One?
March 20, 2011
A personal inventory is a new concept in organization. A personal inventory is a tool that clearly documents all of your personal data, including financial information, all assets and liabilities, household bills, important passwords, important documents, physical property, and other critical items.
A personal inventory is a way to ensure that your most important information is documented, stored, and is easily retrievable for you and your family for today and for the future.
A personal inventory gives you piece of mind knowing that you have documented and stored your important information for yourself and your family, for the future. Worrying about disorganization becomes a thing of the past.
A personal inventory is useful in many situations.
In the case of a family illness or death, having a personal inventory can make a challenging time much easier. Typically in each family, one person manages the finances and pays the bills. If that individual were to become incapacitated, what type of challenges would the rest of the family experience? Would hours be spent searching for account statements or would there be missed or late bill payments?
As people accumulate assets and liabilities, the number of accounts, insurance policies, bills, and pieces of information become harder to track and organize. Also, in today’s technology based world, many people receive account statements via email and pay bills online. Paper bills and statements may never be sent in the mail. If a loved one did not have easy access to your email account, it is likely that assets in accounts could be lost, or bills could be paid late.
In a natural disaster or home emergency, people often wonder what items they would try to take with them, if they only had time to collect a few. Sorting through file cabinets and stacks of paperwork to locate account numbers, insurance policies, and key contact information would be impossible. However, retrieving one item – your documented personal inventory - would be possible, and would keep all of your essential information safe and at your fingertips.
Creating a personal inventory is simple. You need access to your data, which most people have stored in file cabinets, binders, or online statements. You also need a tool that ensures that your critical information is completely documented.
Javont Vault is a software application specially created to help you document your personal inventory. Javont Vault helps you to document and access your most sensitive and important personal information for future use. Javont Vault offers a complete itemization of your personal data, including assets, liabilities, physical property, personal documents, and much more.
Javont Vault can give you piece-of-mind and security, knowing that your most important information is fully documented for the future. More information on the Javont Vault product and how to create your personal inventory is available at www.javont.com.